Call reports 2020
NEW WASHINGTON STATE BANK, THE — 2020
What NEW WASHINGTON STATE BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 356,450,000 | 391,272,000 | 386,914,000 | 397,005,000 |
| Total loans | 271,399,000 | 272,945,000 | 278,065,000 | 274,369,000 |
| Allowance for loan losses | 3,166,000 | 3,214,000 | 3,269,000 | 3,320,000 |
| Securities available for sale | 33,246,000 | 33,140,000 | 31,285,000 | 32,512,000 |
| Securities held to maturity | 6,944,000 | 8,569,000 | 9,397,000 | 11,783,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 319,565,000 | 353,516,000 | 348,129,000 | 357,841,000 |
| Interest-bearing deposits | 250,362,000 | 263,476,000 | 257,242,000 | 263,668,000 |
| Noninterest-bearing deposits | 69,203,000 | 90,040,000 | 90,887,000 | 94,173,000 |
| Equity capital | 36,320,000 | 37,140,000 | 37,762,000 | 37,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,998,000 | 7,908,000 | 11,610,000 | 15,401,000 |
| Interest expense | 361,000 | 589,000 | 790,000 | 983,000 |
| Net interest income | 3,637,000 | 7,319,000 | 10,820,000 | 14,418,000 |
| Noninterest income | 720,000 | 1,440,000 | 2,398,000 | 3,282,000 |
| Noninterest expense | 2,967,000 | 5,843,000 | 8,751,000 | 11,751,000 |
| Provision for loan losses | 10,000 | 55,000 | 135,000 | 210,000 |
| Pretax income | 1,380,000 | 2,861,000 | 4,332,000 | 5,767,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,380,000 | 2,861,000 | 4,332,000 | 5,767,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,663,000 | 36,245,000 | 36,800,000 | 37,175,000 |