Call reports 2016
NEW WASHINGTON STATE BANK, THE — 2016
What NEW WASHINGTON STATE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 284,126,000 | 291,341,000 | 293,780,000 | 296,481,000 |
| Total loans | 231,925,000 | 239,741,000 | 243,698,000 | 247,897,000 |
| Allowance for loan losses | 2,796,000 | 2,855,000 | 2,900,000 | 2,906,000 |
| Securities available for sale | 21,439,000 | 23,825,000 | 23,662,000 | 23,146,000 |
| Securities held to maturity | 2,436,000 | 5,235,000 | 5,054,000 | 3,989,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,804,000 | 261,274,000 | 263,202,000 | 265,913,000 |
| Interest-bearing deposits | 206,201,000 | 212,615,000 | 210,827,000 | 215,057,000 |
| Noninterest-bearing deposits | 47,603,000 | 48,659,000 | 52,375,000 | 50,856,000 |
| Equity capital | 29,891,000 | 29,509,000 | 29,851,000 | 29,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,083,000 | 6,201,000 | 9,424,000 | 12,639,000 |
| Interest expense | 172,000 | 348,000 | 530,000 | 707,000 |
| Net interest income | 2,911,000 | 5,853,000 | 8,894,000 | 11,932,000 |
| Noninterest income | 537,000 | 1,116,000 | 1,651,000 | 2,234,000 |
| Noninterest expense | 2,339,000 | 4,719,000 | 7,070,000 | 9,570,000 |
| Provision for loan losses | 20,000 | 79,000 | 136,000 | 183,000 |
| Pretax income | 1,089,000 | 2,170,000 | 3,338,000 | 4,412,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,089,000 | 2,170,000 | 3,338,000 | 4,412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,645,000 | 29,211,000 | 29,549,000 | 29,893,000 |
| Total capital | 32,441,000 | 32,066,000 | 32,449,000 | 32,799,000 |
| Risk-weighted assets | 224,941,000 | 233,853,000 | 236,427,000 | 240,426,000 |