Call reports 2015
NEW WASHINGTON STATE BANK, THE — 2015
What NEW WASHINGTON STATE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 258,082,000 | 256,997,000 | 258,452,000 | 273,662,000 |
| Total loans | 211,828,000 | 213,680,000 | 218,337,000 | 229,011,000 |
| Allowance for loan losses | 2,928,000 | 2,848,000 | 2,839,000 | 2,805,000 |
| Securities available for sale | 25,956,000 | 24,781,000 | 23,888,000 | 21,906,000 |
| Securities held to maturity | 1,939,000 | 3,269,000 | 2,618,000 | 2,607,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,958,000 | 227,611,000 | 228,206,000 | 244,290,000 |
| Interest-bearing deposits | 185,675,000 | 184,579,000 | 185,827,000 | 197,474,000 |
| Noninterest-bearing deposits | 43,283,000 | 43,032,000 | 42,379,000 | 46,816,000 |
| Equity capital | 28,647,000 | 28,051,000 | 28,467,000 | 28,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,902,000 | 5,888,000 | 8,891,000 | 11,933,000 |
| Interest expense | 167,000 | 326,000 | 485,000 | 645,000 |
| Net interest income | 2,735,000 | 5,562,000 | 8,406,000 | 11,288,000 |
| Noninterest income | 593,000 | 1,100,000 | 1,617,000 | 2,164,000 |
| Noninterest expense | 2,240,000 | 4,551,000 | 6,884,000 | 9,261,000 |
| Provision for loan losses | 53,000 | 53,000 | 55,000 | 110,000 |
| Pretax income | 1,035,000 | 2,058,000 | 3,084,000 | 4,081,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,035,000 | 2,058,000 | 3,084,000 | 4,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,359,000 | 27,935,000 | 28,254,000 | 28,564,000 |
| Total capital | 30,891,000 | 30,493,000 | 30,872,000 | 31,337,000 |
| Risk-weighted assets | 202,215,000 | 204,364,000 | 209,234,000 | 221,798,000 |