Call reports 2014
NEW WASHINGTON STATE BANK, THE — 2014
What NEW WASHINGTON STATE BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 245,828,000 | 245,872,000 | 246,904,000 | 254,001,000 |
| Total loans | 199,990,000 | 202,292,000 | 204,415,000 | 211,058,000 |
| Allowance for loan losses | 3,100,000 | 2,986,000 | 3,087,000 | 2,926,000 |
| Securities available for sale | 23,740,000 | 23,071,000 | 22,070,000 | 23,410,000 |
| Securities held to maturity | 3,022,000 | 3,263,000 | 2,005,000 | 1,997,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,090,000 | 218,242,000 | 219,043,000 | 226,228,000 |
| Interest-bearing deposits | 177,756,000 | 179,046,000 | 177,806,000 | 186,780,000 |
| Noninterest-bearing deposits | 40,334,000 | 39,196,000 | 41,237,000 | 39,448,000 |
| Equity capital | 27,220,000 | 26,995,000 | 27,026,000 | 27,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,906,000 | 5,822,000 | 8,746,000 | 11,684,000 |
| Interest expense | 191,000 | 374,000 | 550,000 | 727,000 |
| Net interest income | 2,715,000 | 5,448,000 | 8,196,000 | 10,957,000 |
| Noninterest income | 481,000 | 1,019,000 | 1,648,000 | 2,149,000 |
| Noninterest expense | 2,224,000 | 4,511,000 | 6,783,000 | 9,108,000 |
| Provision for loan losses | 0 | 28,000 | 179,000 | 259,000 |
| Pretax income | 972,000 | 1,928,000 | 2,882,000 | 3,739,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 972,000 | 1,928,000 | 2,882,000 | 3,739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,373,000 | 26,987,000 | 27,101,000 | 27,316,000 |
| Total capital | 29,812,000 | 29,486,000 | 29,603,000 | 29,886,000 |
| Risk-weighted assets | 194,501,000 | 199,437,000 | 199,566,000 | 205,308,000 |