Call reports 2013
NEW WASHINGTON STATE BANK, THE — 2013
What NEW WASHINGTON STATE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 244,961,000 | 241,940,000 | 241,197,000 | 238,262,000 |
| Total loans | 189,403,000 | 194,594,000 | 197,709,000 | 194,746,000 |
| Allowance for loan losses | 3,200,000 | 3,263,000 | 3,202,000 | 3,148,000 |
| Securities available for sale | 32,043,000 | 28,413,000 | 25,290,000 | 24,464,000 |
| Securities held to maturity | 1,950,000 | 1,942,000 | 1,884,000 | 3,074,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,380,000 | 213,717,000 | 213,905,000 | 211,151,000 |
| Interest-bearing deposits | 177,863,000 | 177,795,000 | 177,178,000 | 175,338,000 |
| Noninterest-bearing deposits | 39,517,000 | 35,922,000 | 36,727,000 | 35,813,000 |
| Equity capital | 27,029,000 | 26,182,000 | 26,417,000 | 26,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,993,000 | 6,026,000 | 9,068,000 | 12,130,000 |
| Interest expense | 248,000 | 477,000 | 699,000 | 908,000 |
| Net interest income | 2,745,000 | 5,549,000 | 8,369,000 | 11,222,000 |
| Noninterest income | 507,000 | 1,020,000 | 1,574,000 | 1,983,000 |
| Noninterest expense | 2,215,000 | 4,485,000 | 6,792,000 | 9,060,000 |
| Provision for loan losses | 118,000 | 214,000 | 281,000 | 350,000 |
| Pretax income | 919,000 | 1,870,000 | 2,872,000 | 3,797,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 919,000 | 1,870,000 | 2,872,000 | 3,797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,539,000 | 26,248,000 | 26,484,000 | 26,643,000 |
| Total capital | 28,881,000 | 28,638,000 | 28,884,000 | 29,031,000 |
| Risk-weighted assets | 186,488,000 | 190,310,000 | 191,163,000 | 190,316,000 |