Call reports 2010
NEW WASHINGTON STATE BANK, THE — 2010
What NEW WASHINGTON STATE BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 221,187,000 | 218,082,000 | 219,205,000 | 221,778,000 |
| Total loans | 174,257,000 | 177,160,000 | 176,435,000 | 175,260,000 |
| Allowance for loan losses | 3,028,000 | 3,019,000 | 3,027,000 | 3,162,000 |
| Securities available for sale | 24,688,000 | 22,193,000 | 14,174,000 | 22,735,000 |
| Securities held to maturity | 0 | 0 | 1,000,000 | 2,450,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,456,000 | 189,896,000 | 190,370,000 | 192,373,000 |
| Interest-bearing deposits | 160,980,000 | 160,214,000 | 160,422,000 | 160,984,000 |
| Noninterest-bearing deposits | 30,476,000 | 29,682,000 | 29,948,000 | 31,389,000 |
| Equity capital | 23,103,000 | 23,450,000 | 23,685,000 | 23,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,219,000 | 6,454,000 | 9,696,000 | 12,900,000 |
| Interest expense | 593,000 | 1,168,000 | 1,692,000 | 2,165,000 |
| Net interest income | 2,626,000 | 5,286,000 | 8,004,000 | 10,735,000 |
| Noninterest income | 472,000 | 1,083,000 | 1,816,000 | 2,415,000 |
| Noninterest expense | 2,153,000 | 4,440,000 | 6,913,000 | 9,151,000 |
| Provision for loan losses | 93,000 | 298,000 | 374,000 | 720,000 |
| Pretax income | 852,000 | 1,631,000 | 2,533,000 | 3,279,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 852,000 | 1,631,000 | 2,533,000 | 3,279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,598,000 | 22,887,000 | 23,197,000 | 23,301,000 |
| Total capital | 24,782,000 | 25,087,000 | 25,402,000 | 25,498,000 |
| Risk-weighted assets | 173,852,000 | 175,142,000 | 175,591,000 | 174,760,000 |