Call reports 2009
NEW WASHINGTON STATE BANK, THE — 2009
What NEW WASHINGTON STATE BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 214,844,000 | 215,237,000 | 212,825,000 | 220,614,000 |
| Total loans | 177,824,000 | 174,823,000 | 175,168,000 | 173,388,000 |
| Allowance for loan losses | 3,047,000 | 2,995,000 | 2,997,000 | 2,967,000 |
| Securities available for sale | 16,733,000 | 18,250,000 | 17,695,000 | 21,712,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,450,000 | 185,516,000 | 183,390,000 | 191,900,000 |
| Interest-bearing deposits | 154,676,000 | 156,217,000 | 156,322,000 | 161,020,000 |
| Noninterest-bearing deposits | 30,774,000 | 29,299,000 | 27,068,000 | 30,880,000 |
| Equity capital | 21,750,000 | 21,919,000 | 22,579,000 | 22,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,440,000 | 6,780,000 | 10,145,000 | 13,485,000 |
| Interest expense | 824,000 | 1,597,000 | 2,339,000 | 3,006,000 |
| Net interest income | 2,616,000 | 5,183,000 | 7,806,000 | 10,479,000 |
| Noninterest income | 593,000 | 1,291,000 | 1,857,000 | 2,320,000 |
| Noninterest expense | 2,128,000 | 4,344,000 | 6,554,000 | 8,805,000 |
| Provision for loan losses | 93,000 | 197,000 | 268,000 | 361,000 |
| Pretax income | 988,000 | 1,933,000 | 2,841,000 | 3,633,000 |
| Income tax | 0 | 3,000 | 3,000 | 3,000 |
| Net income | 988,000 | 1,930,000 | 2,838,000 | 3,630,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,178,000 | 21,341,000 | 21,937,000 | 21,738,000 |
| Total capital | 23,348,000 | 23,488,000 | 24,066,000 | 23,880,000 |
| Risk-weighted assets | 172,723,000 | 170,934,000 | 169,463,000 | 170,559,000 |