Call reports 2008
NEW WASHINGTON STATE BANK, THE — 2008
What NEW WASHINGTON STATE BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 219,084,000 | 214,578,000 | 211,519,000 | 212,068,000 |
| Total loans | 178,183,000 | 179,013,000 | 175,501,000 | 175,708,000 |
| Allowance for loan losses | 3,068,000 | 3,235,000 | 3,351,000 | 3,008,000 |
| Securities available for sale | 15,255,000 | 17,745,000 | 12,975,000 | 16,916,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,962,000 | 187,757,000 | 184,200,000 | 182,762,000 |
| Interest-bearing deposits | 157,417,000 | 154,525,000 | 153,160,000 | 153,855,000 |
| Noninterest-bearing deposits | 33,546,000 | 33,232,000 | 31,041,000 | 28,908,000 |
| Equity capital | 18,289,000 | 18,826,000 | 19,276,000 | 20,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,980,000 | 7,806,000 | 11,538,000 | 15,039,000 |
| Interest expense | 1,231,000 | 2,334,000 | 3,336,000 | 4,254,000 |
| Net interest income | 2,749,000 | 5,472,000 | 8,202,000 | 10,785,000 |
| Noninterest income | 589,000 | 1,226,000 | 1,968,000 | 1,912,000 |
| Noninterest expense | 2,236,000 | 4,493,000 | 6,745,000 | 8,810,000 |
| Provision for loan losses | 95,000 | 272,000 | 397,000 | 617,000 |
| Pretax income | 1,007,000 | 2,014,000 | 3,109,000 | 3,351,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,007,000 | 2,014,000 | 3,109,000 | 3,351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,711,000 | 18,489,000 | 18,930,000 | 20,180,000 |
| Total capital | 19,851,000 | 20,635,000 | 21,086,000 | 22,318,000 |
| Risk-weighted assets | 170,305,000 | 170,614,000 | 171,272,000 | 170,200,000 |