Call reports 2007
NEW WASHINGTON STATE BANK, THE — 2007
What NEW WASHINGTON STATE BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 212,478,000 | 212,831,000 | 212,552,000 | 209,449,000 |
| Total loans | 181,390,000 | 179,497,000 | 179,051,000 | 179,891,000 |
| Allowance for loan losses | 3,191,000 | 3,096,000 | 3,088,000 | 3,095,000 |
| Securities available for sale | 13,748,000 | 14,533,000 | 15,602,000 | 14,617,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,818,000 | 186,001,000 | 185,389,000 | 183,601,000 |
| Interest-bearing deposits | 148,785,000 | 150,850,000 | 151,366,000 | 150,752,000 |
| Noninterest-bearing deposits | 37,033,000 | 35,151,000 | 34,023,000 | 32,849,000 |
| Equity capital | 18,646,000 | 18,383,000 | 18,341,000 | 17,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,287,000 | 8,597,000 | 12,913,000 | 17,126,000 |
| Interest expense | 1,272,000 | 2,572,000 | 3,927,000 | 5,241,000 |
| Net interest income | 3,015,000 | 6,025,000 | 8,986,000 | 11,885,000 |
| Noninterest income | 731,000 | 1,448,000 | 2,154,000 | 2,823,000 |
| Noninterest expense | 2,277,000 | 4,643,000 | 6,944,000 | 9,213,000 |
| Provision for loan losses | 30,000 | 69,000 | 153,000 | 352,000 |
| Pretax income | 1,404,000 | 2,726,000 | 4,008,000 | 5,108,000 |
| Income tax | 249,000 | 496,000 | 745,000 | 994,000 |
| Net income | 1,155,000 | 2,230,000 | 3,263,000 | 4,114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,339,000 | 18,193,000 | 17,984,000 | 16,694,000 |
| Total capital | 20,436,000 | 20,281,000 | 20,087,000 | 18,818,000 |
| Risk-weighted assets | 166,633,000 | 166,001,000 | 167,289,000 | 168,962,000 |