Call reports 2006
NEW WASHINGTON STATE BANK, THE — 2006
What NEW WASHINGTON STATE BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 216,614,000 | 216,249,000 | 215,040,000 | 215,831,000 |
| Total loans | 180,991,000 | 183,938,000 | 184,301,000 | 183,508,000 |
| Allowance for loan losses | 3,355,000 | 3,412,000 | 3,416,000 | 3,179,000 |
| Securities available for sale | 13,275,000 | 14,924,000 | 14,044,000 | 11,847,000 |
| Securities held to maturity | 2,222,000 | 3,621,000 | 3,338,000 | 3,337,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,397,000 | 187,002,000 | 184,086,000 | 186,761,000 |
| Interest-bearing deposits | 151,633,000 | 151,499,000 | 147,648,000 | 145,424,000 |
| Noninterest-bearing deposits | 34,764,000 | 35,503,000 | 36,438,000 | 41,337,000 |
| Equity capital | 17,757,000 | 17,996,000 | 18,198,000 | 17,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,321,000 | 8,865,000 | 13,415,000 | 17,116,000 |
| Interest expense | 1,047,000 | 2,181,000 | 3,401,000 | 4,666,000 |
| Net interest income | 3,274,000 | 6,684,000 | 10,014,000 | 12,450,000 |
| Noninterest income | 492,000 | 1,008,000 | 1,574,000 | 2,964,000 |
| Noninterest expense | 2,314,000 | 4,587,000 | 7,100,000 | 9,568,000 |
| Provision for loan losses | 21,000 | 438,000 | 453,000 | 469,000 |
| Pretax income | 1,431,000 | 2,667,000 | 4,035,000 | 5,377,000 |
| Income tax | 534,000 | 1,000,000 | 1,517,000 | 2,011,000 |
| Net income | 897,000 | 1,667,000 | 2,518,000 | 3,366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,536,000 | 17,802,000 | 17,903,000 | 17,176,000 |
| Total capital | 19,623,000 | 19,926,000 | 20,037,000 | 19,283,000 |
| Risk-weighted assets | 165,721,000 | 168,655,000 | 169,464,000 | 167,497,000 |