Call reports 2005
NEW WASHINGTON STATE BANK, THE — 2005
What NEW WASHINGTON STATE BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 200,737,000 | 205,897,000 | 209,159,000 | 210,441,000 |
| Total loans | 174,453,000 | 178,078,000 | 181,310,000 | 181,923,000 |
| Allowance for loan losses | 3,181,000 | 3,241,000 | 3,308,000 | 3,325,000 |
| Securities available for sale | 14,285,000 | 14,319,000 | 14,272,000 | 13,280,000 |
| Securities held to maturity | 1,069,000 | 1,539,000 | 1,781,000 | 1,780,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,566,000 | 173,814,000 | 176,976,000 | 181,128,000 |
| Interest-bearing deposits | 137,854,000 | 141,854,000 | 143,863,000 | 145,412,000 |
| Noninterest-bearing deposits | 30,712,000 | 31,960,000 | 33,113,000 | 35,716,000 |
| Equity capital | 16,889,000 | 17,787,000 | 17,319,000 | 16,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,694,000 | 7,578,000 | 12,212,000 | 15,760,000 |
| Interest expense | 814,000 | 1,672,000 | 2,600,000 | 3,607,000 |
| Net interest income | 2,880,000 | 5,906,000 | 9,612,000 | 12,153,000 |
| Noninterest income | 649,000 | 1,352,000 | 1,634,000 | 3,021,000 |
| Noninterest expense | 2,153,000 | 4,412,000 | 6,858,000 | 9,307,000 |
| Provision for loan losses | 57,000 | 119,000 | 215,000 | 290,000 |
| Pretax income | 1,319,000 | 2,727,000 | 4,173,000 | 5,577,000 |
| Income tax | 489,000 | 1,020,000 | 1,569,000 | 2,099,000 |
| Net income | 830,000 | 1,707,000 | 2,604,000 | 3,478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,994,000 | 17,871,000 | 17,074,000 | 16,638,000 |
| Total capital | 18,953,000 | 19,909,000 | 19,148,000 | 18,718,000 |
| Risk-weighted assets | 155,487,000 | 161,850,000 | 164,705,000 | 165,195,000 |