Call reports 2004
NEW WASHINGTON STATE BANK, THE — 2004
What NEW WASHINGTON STATE BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 186,538,000 | 189,713,000 | 195,871,000 | 201,717,000 |
| Total loans | 160,185,000 | 163,452,000 | 169,397,000 | 171,240,000 |
| Allowance for loan losses | 2,897,000 | 2,945,000 | 3,053,000 | 3,108,000 |
| Securities available for sale | 10,841,000 | 12,168,000 | 13,185,000 | 14,094,000 |
| Securities held to maturity | 1,491,000 | 1,446,000 | 1,039,000 | 739,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,216,000 | 161,199,000 | 164,283,000 | 171,282,000 |
| Interest-bearing deposits | 134,296,000 | 132,053,000 | 134,486,000 | 142,042,000 |
| Noninterest-bearing deposits | 25,920,000 | 29,146,000 | 29,797,000 | 29,240,000 |
| Equity capital | 15,262,000 | 15,682,000 | 15,969,000 | 16,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,365,000 | 6,815,000 | 10,373,000 | 14,041,000 |
| Interest expense | 663,000 | 1,339,000 | 2,002,000 | 2,765,000 |
| Net interest income | 2,702,000 | 5,476,000 | 8,371,000 | 11,276,000 |
| Noninterest income | 589,000 | 1,241,000 | 1,933,000 | 2,614,000 |
| Noninterest expense | 2,013,000 | 4,098,000 | 6,278,000 | 8,492,000 |
| Provision for loan losses | 106,000 | 192,000 | 307,000 | 463,000 |
| Pretax income | 1,173,000 | 2,428,000 | 3,720,000 | 4,936,000 |
| Income tax | 448,000 | 918,000 | 1,403,000 | 1,860,000 |
| Net income | 725,000 | 1,510,000 | 2,317,000 | 3,076,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,222,000 | 15,737,000 | 16,005,000 | 16,164,000 |
| Total capital | 17,043,000 | 17,585,000 | 17,919,000 | 18,086,000 |
| Risk-weighted assets | 144,608,000 | 146,733,000 | 151,993,000 | 152,562,000 |