Call reports 2003
NEW WASHINGTON STATE BANK, THE — 2003
What NEW WASHINGTON STATE BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 169,023,000 | 174,326,000 | 177,226,000 | 180,942,000 |
| Total loans | 143,160,000 | 150,133,000 | 152,612,000 | 155,374,000 |
| Allowance for loan losses | 2,612,000 | 2,724,000 | 2,771,000 | 2,828,000 |
| Securities available for sale | 14,773,000 | 13,229,000 | 11,691,000 | 11,617,000 |
| Securities held to maturity | 1,149,000 | 1,649,000 | 1,677,000 | 1,787,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,750,000 | 150,297,000 | 152,300,000 | 157,045,000 |
| Interest-bearing deposits | 125,637,000 | 126,060,000 | 128,804,000 | 131,078,000 |
| Noninterest-bearing deposits | 24,113,000 | 24,237,000 | 23,496,000 | 25,967,000 |
| Equity capital | 14,144,000 | 14,846,000 | 15,513,000 | 14,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,149,000 | 6,417,000 | 9,697,000 | 13,052,000 |
| Interest expense | 751,000 | 1,456,000 | 2,144,000 | 2,828,000 |
| Net interest income | 2,398,000 | 4,961,000 | 7,553,000 | 10,224,000 |
| Noninterest income | 537,000 | 1,149,000 | 1,714,000 | 2,255,000 |
| Noninterest expense | 1,776,000 | 3,691,000 | 5,684,000 | 7,730,000 |
| Provision for loan losses | 70,000 | 180,000 | 226,000 | 304,000 |
| Pretax income | 1,089,000 | 2,239,000 | 3,357,000 | 4,445,000 |
| Income tax | 408,000 | 844,000 | 1,270,000 | 1,689,000 |
| Net income | 681,000 | 1,395,000 | 2,087,000 | 2,756,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,033,000 | 14,747,000 | 15,438,000 | 14,497,000 |
| Total capital | 15,653,000 | 16,426,000 | 17,139,000 | 16,254,000 |
| Risk-weighted assets | 128,612,000 | 133,289,000 | 135,047,000 | 139,500,000 |