Call reports 2002
NEW WASHINGTON STATE BANK, THE — 2002
What NEW WASHINGTON STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 162,973,000 | 166,791,000 | 168,816,000 | 166,718,000 |
| Total loans | 134,339,000 | 140,332,000 | 139,584,000 | 139,251,000 |
| Allowance for loan losses | 2,353,000 | 2,456,000 | 2,474,000 | 2,499,000 |
| Securities available for sale | 13,777,000 | 12,800,000 | 16,361,000 | 13,287,000 |
| Securities held to maturity | 1,135,000 | 1,135,000 | 1,054,000 | 1,274,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,482,000 | 145,667,000 | 147,524,000 | 147,818,000 |
| Interest-bearing deposits | 119,567,000 | 121,734,000 | 124,827,000 | 124,591,000 |
| Noninterest-bearing deposits | 22,915,000 | 23,933,000 | 22,697,000 | 23,227,000 |
| Equity capital | 13,510,000 | 14,159,000 | 14,904,000 | 13,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,222,000 | 6,486,000 | 9,764,000 | 13,026,000 |
| Interest expense | 1,136,000 | 2,202,000 | 3,195,000 | 4,055,000 |
| Net interest income | 2,086,000 | 4,284,000 | 6,569,000 | 8,971,000 |
| Noninterest income | 420,000 | 873,000 | 1,483,000 | 2,046,000 |
| Noninterest expense | 1,515,000 | 3,103,000 | 4,839,000 | 6,696,000 |
| Provision for loan losses | 55,000 | 166,000 | 166,000 | 236,000 |
| Pretax income | 936,000 | 1,888,000 | 3,047,000 | 4,085,000 |
| Income tax | 311,000 | 660,000 | 1,101,000 | 1,502,000 |
| Net income | 625,000 | 1,228,000 | 1,946,000 | 2,583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,431,000 | 14,036,000 | 14,753,000 | 13,352,000 |
| Total capital | 14,966,000 | 15,615,000 | 16,344,000 | 14,939,000 |
| Risk-weighted assets | 121,982,000 | 125,418,000 | 126,168,000 | 126,087,000 |