Call reports 2008
THOMASVILLE NATIONAL BANK — 2008
What THOMASVILLE NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 318,466,000 | 316,621,000 | 323,244,000 | 334,682,000 |
| Total loans | 280,823,000 | 283,909,000 | 289,526,000 | 303,728,000 |
| Allowance for loan losses | 3,870,000 | 3,922,000 | 3,987,000 | 5,091,000 |
| Securities available for sale | 13,210,000 | 11,554,000 | 10,511,000 | 13,134,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,826,000 | 248,317,000 | 265,429,000 | 277,364,000 |
| Interest-bearing deposits | 229,144,000 | 219,540,000 | 241,178,000 | 248,597,000 |
| Noninterest-bearing deposits | 31,682,000 | 28,777,000 | 24,251,000 | 28,767,000 |
| Equity capital | 34,765,000 | 35,748,000 | 35,594,000 | 35,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,118,000 | 9,739,000 | 14,328,000 | 18,764,000 |
| Interest expense | 2,200,000 | 3,987,000 | 5,700,000 | 7,310,000 |
| Net interest income | 2,918,000 | 5,752,000 | 8,628,000 | 11,454,000 |
| Noninterest income | 1,051,000 | 2,087,000 | 3,092,000 | 3,958,000 |
| Noninterest expense | 2,011,000 | 3,996,000 | 5,963,000 | 7,812,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 2,125,000 |
| Pretax income | 1,883,000 | 3,693,000 | 5,532,000 | 5,475,000 |
| Income tax | 716,000 | 1,371,000 | 2,059,000 | 1,890,000 |
| Net income | 1,167,000 | 2,322,000 | 3,473,000 | 3,585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,357,000 | 32,550,000 | 32,255,000 | 32,407,000 |
| Total capital | 34,521,000 | 35,644,000 | 35,444,000 | 35,719,000 |
| Risk-weighted assets | 252,391,000 | 250,270,000 | 254,327,000 | 263,219,000 |