Call reports 2007
THOMASVILLE NATIONAL BANK — 2007
What THOMASVILLE NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 323,362,000 | 317,879,000 | 351,470,000 | 312,659,000 |
| Total loans | 256,254,000 | 260,826,000 | 275,805,000 | 277,259,000 |
| Allowance for loan losses | 3,440,000 | 3,501,000 | 3,457,000 | 3,805,000 |
| Securities available for sale | 12,994,000 | 17,397,000 | 17,070,000 | 15,248,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,333,000 | 277,286,000 | 309,162,000 | 264,585,000 |
| Interest-bearing deposits | 248,378,000 | 246,170,000 | 279,880,000 | 235,760,000 |
| Noninterest-bearing deposits | 33,955,000 | 31,116,000 | 29,282,000 | 28,825,000 |
| Equity capital | 30,866,000 | 30,803,000 | 32,111,000 | 33,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,357,000 | 10,921,000 | 16,630,000 | 22,580,000 |
| Interest expense | 2,593,000 | 5,337,000 | 8,211,000 | 11,045,000 |
| Net interest income | 2,764,000 | 5,584,000 | 8,419,000 | 11,535,000 |
| Noninterest income | 975,000 | 1,984,000 | 2,953,000 | 3,958,000 |
| Noninterest expense | 1,957,000 | 3,932,000 | 5,856,000 | 8,038,000 |
| Provision for loan losses | 70,000 | 130,000 | 190,000 | 595,000 |
| Pretax income | 1,712,000 | 3,506,000 | 5,326,000 | 6,860,000 |
| Income tax | 597,000 | 1,205,000 | 1,832,000 | 2,157,000 |
| Net income | 1,115,000 | 2,301,000 | 3,494,000 | 4,703,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,598,000 | 27,598,000 | 28,791,000 | 30,153,000 |
| Total capital | 30,550,000 | 30,585,000 | 31,988,000 | 33,267,000 |
| Risk-weighted assets | 235,657,000 | 238,464,000 | 255,474,000 | 248,422,000 |