Call reports 2005
THOMASVILLE NATIONAL BANK — 2005
What THOMASVILLE NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 239,223,000 | 255,001,000 | 257,488,000 | 272,081,000 |
| Total loans | 207,377,000 | 211,169,000 | 226,079,000 | 227,912,000 |
| Allowance for loan losses | 2,331,000 | 2,438,000 | 2,515,000 | 2,713,000 |
| Securities available for sale | 11,023,000 | 11,075,000 | 10,489,000 | 10,372,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,992,000 | 220,060,000 | 222,557,000 | 238,434,000 |
| Interest-bearing deposits | 177,337,000 | 193,399,000 | 195,543,000 | 205,767,000 |
| Noninterest-bearing deposits | 25,655,000 | 26,661,000 | 27,014,000 | 32,667,000 |
| Equity capital | 20,161,000 | 21,182,000 | 21,410,000 | 22,220,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,367,000 | 7,032,000 | 11,004,000 | 15,369,000 |
| Interest expense | 1,065,000 | 2,241,000 | 3,643,000 | 5,337,000 |
| Net interest income | 2,302,000 | 4,791,000 | 7,361,000 | 10,032,000 |
| Noninterest income | 437,000 | 916,000 | 1,404,000 | 1,892,000 |
| Noninterest expense | 1,370,000 | 2,742,000 | 4,202,000 | 5,919,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 495,000 |
| Pretax income | 1,264,000 | 2,755,000 | 4,248,000 | 5,510,000 |
| Income tax | 438,000 | 950,000 | 1,461,000 | 1,836,000 |
| Net income | 826,000 | 1,805,000 | 2,787,000 | 3,674,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,286,000 | 21,265,000 | 21,512,000 | 22,399,000 |
| Total capital | 22,527,000 | 23,593,000 | 23,957,000 | 24,901,000 |
| Risk-weighted assets | 179,219,000 | 186,129,000 | 195,561,000 | 199,925,000 |