Call reports 2004
THOMASVILLE NATIONAL BANK — 2004
What THOMASVILLE NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 208,911,000 | 213,844,000 | 225,269,000 | 235,702,000 |
| Total loans | 188,015,000 | 189,954,000 | 197,662,000 | 206,552,000 |
| Allowance for loan losses | 2,044,000 | 2,035,000 | 2,066,000 | 2,224,000 |
| Securities available for sale | 10,240,000 | 10,720,000 | 10,541,000 | 16,396,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,477,000 | 174,544,000 | 188,709,000 | 199,597,000 |
| Interest-bearing deposits | 144,674,000 | 150,028,000 | 166,305,000 | 173,527,000 |
| Noninterest-bearing deposits | 18,803,000 | 24,516,000 | 22,404,000 | 26,070,000 |
| Equity capital | 16,684,000 | 17,185,000 | 17,435,000 | 18,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,711,000 | 5,495,000 | 8,504,000 | 11,709,000 |
| Interest expense | 815,000 | 1,647,000 | 2,558,000 | 3,564,000 |
| Net interest income | 1,896,000 | 3,848,000 | 5,946,000 | 8,145,000 |
| Noninterest income | 354,000 | 762,000 | 1,166,000 | 1,622,000 |
| Noninterest expense | 1,165,000 | 2,359,000 | 3,582,000 | 4,924,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 510,000 |
| Pretax income | 980,000 | 2,041,000 | 3,215,000 | 4,333,000 |
| Income tax | 335,000 | 704,000 | 1,115,000 | 1,501,000 |
| Net income | 645,000 | 1,337,000 | 2,100,000 | 2,832,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,647,000 | 17,338,000 | 17,427,000 | 18,159,000 |
| Total capital | 18,691,000 | 19,373,000 | 19,493,000 | 20,351,000 |
| Risk-weighted assets | 165,816,000 | 169,190,000 | 172,847,000 | 175,343,000 |