Call reports 2003
THOMASVILLE NATIONAL BANK — 2003
What THOMASVILLE NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 181,557,000 | 193,117,000 | 196,720,000 | 201,356,000 |
| Total loans | 162,478,000 | 167,388,000 | 172,898,000 | 181,710,000 |
| Allowance for loan losses | 1,797,000 | 1,803,000 | 1,848,000 | 1,960,000 |
| Securities available for sale | 4,456,000 | 5,823,000 | 7,122,000 | 7,691,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,031,000 | 165,016,000 | 169,164,000 | 165,924,000 |
| Interest-bearing deposits | 130,944,000 | 145,249,000 | 149,876,000 | 143,887,000 |
| Noninterest-bearing deposits | 17,087,000 | 19,767,000 | 19,288,000 | 22,037,000 |
| Equity capital | 14,885,000 | 14,752,000 | 15,218,000 | 15,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,501,000 | 5,058,000 | 7,632,000 | 10,278,000 |
| Interest expense | 878,000 | 1,773,000 | 2,639,000 | 3,460,000 |
| Net interest income | 1,623,000 | 3,285,000 | 4,993,000 | 6,818,000 |
| Noninterest income | 311,000 | 628,000 | 980,000 | 1,324,000 |
| Noninterest expense | 1,042,000 | 2,155,000 | 3,360,000 | 4,640,000 |
| Provision for loan losses | 80,000 | 170,000 | 260,000 | 420,000 |
| Pretax income | 812,000 | 1,588,000 | 2,353,000 | 3,082,000 |
| Income tax | 266,000 | 522,000 | 771,000 | 1,000,000 |
| Net income | 546,000 | 1,066,000 | 1,582,000 | 2,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,838,000 | 14,709,000 | 15,224,000 | 16,002,000 |
| Total capital | 16,635,000 | 16,512,000 | 17,072,000 | 17,962,000 |
| Risk-weighted assets | 151,604,000 | 157,385,000 | 155,358,000 | 160,614,000 |