Call reports 2019
FNB OF CENTRAL ALABAMA — 2019
What FNB OF CENTRAL ALABAMA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 |
|---|---|
| Total assets | 289,487,000 |
| Total loans | 178,220,000 |
| Allowance for loan losses | 2,328,000 |
| Securities available for sale | 55,639,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 256,810,000 |
| Interest-bearing deposits | 187,134,000 |
| Noninterest-bearing deposits | 69,676,000 |
| Equity capital | 30,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 |
|---|---|
| Interest income | 2,882,000 |
| Interest expense | 382,000 |
| Net interest income | 2,500,000 |
| Noninterest income | 361,000 |
| Noninterest expense | 4,130,000 |
| Provision for loan losses | 0 |
| Pretax income | -1,269,000 |
| Income tax | -71,000 |
| Net income | -1,198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 |
|---|---|
| Tier 1 capital | 30,564,000 |
| Total capital | 32,891,000 |
| Risk-weighted assets | 207,442,000 |