Call reports 2018
FNB OF CENTRAL ALABAMA — 2018
What FNB OF CENTRAL ALABAMA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 271,898,000 | 270,611,000 | 273,238,000 | 287,836,000 |
| Total loans | 180,093,000 | 184,144,000 | 188,517,000 | 188,496,000 |
| Allowance for loan losses | 2,265,000 | 2,310,000 | 2,364,000 | 2,366,000 |
| Securities available for sale | 58,593,000 | 56,977,000 | 55,440,000 | 56,224,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,550,000 | 239,693,000 | 236,989,000 | 250,436,000 |
| Interest-bearing deposits | 176,324,000 | 171,523,000 | 172,525,000 | 180,853,000 |
| Noninterest-bearing deposits | 65,226,000 | 68,170,000 | 64,464,000 | 69,583,000 |
| Equity capital | 28,471,000 | 28,938,000 | 29,075,000 | 30,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,507,000 | 5,133,000 | 7,882,000 | 10,721,000 |
| Interest expense | 224,000 | 492,000 | 825,000 | 1,175,000 |
| Net interest income | 2,283,000 | 4,641,000 | 7,057,000 | 9,546,000 |
| Noninterest income | 360,000 | 898,000 | 1,270,000 | 1,684,000 |
| Noninterest expense | 2,105,000 | 4,279,000 | 6,458,000 | 8,717,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 538,000 | 1,260,000 | 1,869,000 | 2,513,000 |
| Income tax | 85,000 | 130,000 | 203,000 | 260,000 |
| Net income | 453,000 | 1,130,000 | 1,666,000 | 2,253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,263,000 | 30,790,000 | 31,326,000 | 31,762,000 |
| Total capital | 32,528,000 | 33,100,000 | 33,690,000 | 34,128,000 |
| Risk-weighted assets | 212,138,000 | 216,698,000 | 220,087,000 | 217,636,000 |