Call reports 2025
DEDHAM INSTITUTION FOR SAVINGS — 2025
What DEDHAM INSTITUTION FOR SAVINGS reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,499,756,000 | 2,546,031,000 | 2,553,947,000 | 2,564,524,000 |
| Total loans | 1,957,344,000 | 1,985,951,000 | 1,990,952,000 | 1,984,934,000 |
| Allowance for loan losses | 13,630,000 | 13,335,000 | 14,604,000 | 14,995,000 |
| Securities available for sale | 379,446,000 | 384,226,000 | 386,207,000 | 384,544,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,894,915,000 | 1,909,026,000 | 1,951,325,000 | 2,017,644,000 |
| Interest-bearing deposits | 1,647,334,000 | 1,658,741,000 | 1,690,542,000 | 1,750,849,000 |
| Noninterest-bearing deposits | 247,581,000 | 250,285,000 | 260,783,000 | 266,795,000 |
| Equity capital | 261,909,000 | 267,178,000 | 272,092,000 | 280,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 29,931,000 | 60,318,000 | 91,089,000 | 122,474,000 |
| Interest expense | 14,260,000 | 28,574,000 | 42,691,000 | 56,607,000 |
| Net interest income | 15,671,000 | 31,744,000 | 48,398,000 | 65,867,000 |
| Noninterest income | 1,385,000 | 2,610,000 | 3,672,000 | 5,049,000 |
| Noninterest expense | 12,968,000 | 26,266,000 | 39,950,000 | 52,393,000 |
| Provision for loan losses | 2,080,000 | 1,788,000 | 3,059,000 | 3,448,000 |
| Pretax income | 1,151,000 | 7,338,000 | 13,916,000 | 22,802,000 |
| Income tax | 163,000 | 1,484,000 | 2,874,000 | 4,813,000 |
| Net income | 988,000 | 5,854,000 | 11,042,000 | 17,989,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 270,618,000 | 275,445,000 | 278,622,000 | 285,944,000 |
| Total capital | 284,962,000 | 289,444,000 | 293,958,000 | 301,755,000 |
| Risk-weighted assets | 2,026,717,000 | 2,047,684,000 | 2,079,482,000 | 2,090,299,000 |