Call reports 2024
DEDHAM INSTITUTION FOR SAVINGS — 2024
What DEDHAM INSTITUTION FOR SAVINGS reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,366,359,000 | 2,363,130,000 | 2,420,581,000 | 2,482,010,000 |
| Total loans | 1,866,274,000 | 1,867,727,000 | 1,894,214,000 | 1,948,964,000 |
| Allowance for loan losses | 10,275,000 | 10,498,000 | 10,839,000 | 11,552,000 |
| Securities available for sale | 353,094,000 | 342,129,000 | 369,937,000 | 373,075,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,806,026,000 | 1,827,091,000 | 1,898,148,000 | 1,831,986,000 |
| Interest-bearing deposits | 1,581,033,000 | 1,589,413,000 | 1,649,722,000 | 1,588,193,000 |
| Noninterest-bearing deposits | 224,993,000 | 237,678,000 | 248,426,000 | 243,793,000 |
| Equity capital | 248,057,000 | 252,022,000 | 257,568,000 | 260,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 27,390,000 | 55,192,000 | 84,260,000 | 113,695,000 |
| Interest expense | 13,894,000 | 28,185,000 | 43,147,000 | 58,111,000 |
| Net interest income | 13,496,000 | 27,007,000 | 41,113,000 | 55,584,000 |
| Noninterest income | 556,000 | 1,743,000 | 2,741,000 | 4,051,000 |
| Noninterest expense | 13,083,000 | 25,406,000 | 38,146,000 | 54,297,000 |
| Provision for loan losses | 722,000 | 948,000 | 1,288,000 | 2,005,000 |
| Pretax income | 3,642,000 | 7,412,000 | 12,901,000 | 12,500,000 |
| Income tax | 551,000 | 1,284,000 | 2,347,000 | 1,936,000 |
| Net income | 3,091,000 | 6,128,000 | 10,554,000 | 10,564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 261,432,000 | 264,468,000 | 268,894,000 | 270,006,000 |
| Total capital | 272,313,000 | 275,543,000 | 280,366,000 | 282,179,000 |
| Risk-weighted assets | 1,940,664,000 | 1,940,827,000 | 1,968,201,000 | 1,988,149,000 |