Call reports 2023
DEDHAM INSTITUTION FOR SAVINGS — 2023
What DEDHAM INSTITUTION FOR SAVINGS reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,176,731,000 | 2,246,911,000 | 2,303,335,000 | 2,332,378,000 |
| Total loans | 1,690,375,000 | 1,754,748,000 | 1,823,215,000 | 1,835,393,000 |
| Allowance for loan losses | 8,266,000 | 8,436,000 | 8,621,000 | 9,555,000 |
| Securities available for sale | 363,623,000 | 355,161,000 | 346,598,000 | 354,415,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,711,406,000 | 1,680,141,000 | 1,740,531,000 | 1,775,571,000 |
| Interest-bearing deposits | 1,454,656,000 | 1,439,232,000 | 1,499,918,000 | 1,542,640,000 |
| Noninterest-bearing deposits | 256,750,000 | 240,909,000 | 240,613,000 | 232,931,000 |
| Equity capital | 230,586,000 | 234,035,000 | 234,335,000 | 244,835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 22,579,000 | 46,278,000 | 71,972,000 | 99,281,000 |
| Interest expense | 7,606,000 | 17,290,000 | 29,085,000 | 42,429,000 |
| Net interest income | 14,973,000 | 28,988,000 | 42,887,000 | 56,852,000 |
| Noninterest income | 1,343,000 | 2,548,000 | 3,452,000 | 4,627,000 |
| Noninterest expense | 12,229,000 | 24,394,000 | 36,437,000 | 47,091,000 |
| Provision for loan losses | 241,000 | 411,000 | 599,000 | 1,534,000 |
| Pretax income | 5,097,000 | 9,700,000 | 10,598,000 | 18,870,000 |
| Income tax | 1,120,000 | 2,062,000 | 2,161,000 | 3,940,000 |
| Net income | 3,977,000 | 7,638,000 | 8,437,000 | 14,930,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 250,032,000 | 253,692,000 | 254,489,000 | 260,984,000 |
| Total capital | 258,840,000 | 262,568,000 | 263,696,000 | 271,069,000 |
| Risk-weighted assets | 1,752,913,000 | 1,838,887,000 | 1,885,088,000 | 1,879,910,000 |