Call reports 2022
DEDHAM INSTITUTION FOR SAVINGS — 2022
What DEDHAM INSTITUTION FOR SAVINGS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,944,754,000 | 1,998,113,000 | 2,053,261,000 | 2,099,129,000 |
| Total loans | 1,420,758,000 | 1,518,417,000 | 1,580,532,000 | 1,621,981,000 |
| Allowance for loan losses | 9,980,000 | 10,457,000 | 10,805,000 | 10,955,000 |
| Securities available for sale | 365,024,000 | 369,849,000 | 358,892,000 | 362,628,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,700,103,000 | 1,697,757,000 | 1,684,502,000 | 1,672,273,000 |
| Interest-bearing deposits | 1,452,356,000 | 1,433,511,000 | 1,424,519,000 | 1,406,464,000 |
| Noninterest-bearing deposits | 247,747,000 | 264,246,000 | 259,983,000 | 265,809,000 |
| Equity capital | 216,039,000 | 209,787,000 | 206,315,000 | 222,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 15,663,000 | 32,230,000 | 50,775,000 | 71,395,000 |
| Interest expense | 848,000 | 1,842,000 | 4,042,000 | 8,353,000 |
| Net interest income | 14,815,000 | 30,388,000 | 46,733,000 | 63,042,000 |
| Noninterest income | 1,369,000 | 2,521,000 | 3,461,000 | 4,532,000 |
| Noninterest expense | 10,659,000 | 21,748,000 | 32,742,000 | 44,005,000 |
| Provision for loan losses | 178,000 | 655,000 | 1,005,000 | 1,158,000 |
| Pretax income | 2,673,000 | 995,000 | 4,737,000 | 15,075,000 |
| Income tax | 762,000 | 540,000 | 1,514,000 | 3,933,000 |
| Net income | 1,911,000 | 455,000 | 3,223,000 | 11,142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 235,116,000 | 233,660,000 | 236,428,000 | 244,347,000 |
| Total capital | 245,096,000 | 244,117,000 | 247,233,000 | 255,302,000 |
| Risk-weighted assets | 1,523,862,000 | 1,637,388,000 | 1,683,270,000 | 1,734,085,000 |