Call reports 2021
DEDHAM INSTITUTION FOR SAVINGS — 2021
What DEDHAM INSTITUTION FOR SAVINGS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,770,470,000 | 1,825,541,000 | 1,851,016,000 | 1,873,719,000 |
| Total loans | 1,336,352,000 | 1,343,453,000 | 1,359,044,000 | 1,393,098,000 |
| Allowance for loan losses | 9,493,000 | 9,320,000 | 9,346,000 | 9,747,000 |
| Securities available for sale | 289,742,000 | 335,744,000 | 340,703,000 | 350,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,525,510,000 | 1,578,374,000 | 1,598,441,000 | 1,620,582,000 |
| Interest-bearing deposits | 1,314,043,000 | 1,337,898,000 | 1,356,312,000 | 1,383,051,000 |
| Noninterest-bearing deposits | 211,467,000 | 240,476,000 | 242,129,000 | 237,531,000 |
| Equity capital | 200,045,000 | 206,084,000 | 208,288,000 | 223,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 15,274,000 | 30,145,000 | 45,494,000 | 61,196,000 |
| Interest expense | 1,129,000 | 2,140,000 | 3,085,000 | 3,956,000 |
| Net interest income | 14,145,000 | 28,005,000 | 42,409,000 | 57,240,000 |
| Noninterest income | 2,266,000 | 3,976,000 | 5,538,000 | 7,154,000 |
| Noninterest expense | 10,761,000 | 21,520,000 | 32,797,000 | 43,606,000 |
| Provision for loan losses | 0 | -174,000 | -172,000 | 232,000 |
| Pretax income | 8,751,000 | 15,994,000 | 20,179,000 | 28,913,000 |
| Income tax | 2,043,000 | 3,720,000 | 4,747,000 | 6,777,000 |
| Net income | 6,708,000 | 12,274,000 | 15,432,000 | 22,136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 217,777,000 | 223,343,000 | 226,501,000 | 233,205,000 |
| Total capital | 227,270,000 | 232,663,000 | 235,847,000 | 242,952,000 |
| Risk-weighted assets | 1,340,738,000 | 1,372,022,000 | 1,399,761,000 | 1,464,354,000 |