Call reports 2020
DEDHAM INSTITUTION FOR SAVINGS — 2020
What DEDHAM INSTITUTION FOR SAVINGS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,567,042,000 | 1,676,562,000 | 1,720,220,000 | 1,736,025,000 |
| Total loans | 1,192,683,000 | 1,292,080,000 | 1,325,357,000 | 1,331,166,000 |
| Allowance for loan losses | 8,310,000 | 8,937,000 | 9,459,000 | 9,482,000 |
| Securities available for sale | 284,815,000 | 291,668,000 | 290,361,000 | 292,514,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,267,781,000 | 1,353,094,000 | 1,471,596,000 | 1,489,529,000 |
| Interest-bearing deposits | 1,135,673,000 | 1,174,363,000 | 1,292,045,000 | 1,304,590,000 |
| Noninterest-bearing deposits | 132,108,000 | 178,731,000 | 179,551,000 | 184,939,000 |
| Equity capital | 179,703,000 | 189,878,000 | 196,975,000 | 196,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 14,727,000 | 29,816,000 | 45,190,000 | 60,715,000 |
| Interest expense | 2,899,000 | 4,979,000 | 6,682,000 | 8,088,000 |
| Net interest income | 11,828,000 | 24,837,000 | 38,508,000 | 52,627,000 |
| Noninterest income | 748,000 | 2,314,000 | 4,803,000 | 7,554,000 |
| Noninterest expense | 10,170,000 | 20,087,000 | 30,277,000 | 41,807,000 |
| Provision for loan losses | 660,000 | 1,183,000 | 1,706,000 | 1,706,000 |
| Pretax income | -3,422,000 | 5,955,000 | 14,194,000 | 23,219,000 |
| Income tax | -710,000 | 1,352,000 | 3,265,000 | 5,265,000 |
| Net income | -2,712,000 | 4,603,000 | 10,929,000 | 17,954,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 190,402,000 | 197,718,000 | 204,044,000 | 211,069,000 |
| Total capital | 198,712,000 | 206,655,000 | 213,503,000 | 220,551,000 |
| Risk-weighted assets | 1,166,867,000 | 1,273,328,000 | 1,311,228,000 | 1,355,965,000 |