Call reports 2019
DEDHAM INSTITUTION FOR SAVINGS — 2019
What DEDHAM INSTITUTION FOR SAVINGS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,536,217,000 | 1,527,435,000 | 1,525,262,000 | 1,543,312,000 |
| Total loans | 1,161,402,000 | 1,153,289,000 | 1,151,620,000 | 1,163,448,000 |
| Allowance for loan losses | 7,570,000 | 7,647,000 | 7,650,000 | 7,650,000 |
| Securities available for sale | 270,887,000 | 275,939,000 | 276,078,000 | 274,467,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,246,671,000 | 1,231,307,000 | 1,290,118,000 | 1,255,975,000 |
| Interest-bearing deposits | 1,137,501,000 | 1,101,219,000 | 1,161,159,000 | 1,126,716,000 |
| Noninterest-bearing deposits | 109,170,000 | 130,088,000 | 128,959,000 | 129,259,000 |
| Equity capital | 174,192,000 | 179,723,000 | 183,117,000 | 182,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 15,615,000 | 30,799,000 | 45,840,000 | 60,750,000 |
| Interest expense | 3,459,000 | 6,685,000 | 9,838,000 | 12,880,000 |
| Net interest income | 12,156,000 | 24,114,000 | 36,002,000 | 47,870,000 |
| Noninterest income | 1,157,000 | 2,387,000 | 3,291,000 | 4,734,000 |
| Noninterest expense | 9,367,000 | 19,242,000 | 28,720,000 | 39,498,000 |
| Provision for loan losses | 77,000 | 151,000 | 154,000 | 155,000 |
| Pretax income | 7,352,000 | 11,541,000 | 15,307,000 | 20,317,000 |
| Income tax | 1,637,000 | 2,529,000 | 3,417,000 | 4,462,000 |
| Net income | 5,715,000 | 9,012,000 | 11,890,000 | 15,855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 182,975,000 | 186,273,000 | 189,150,000 | 193,115,000 |
| Total capital | 190,545,000 | 193,920,000 | 196,800,000 | 200,765,000 |
| Risk-weighted assets | 1,156,663,000 | 1,149,833,000 | 1,150,739,000 | 1,145,686,000 |