Call reports 2018
DEDHAM INSTITUTION FOR SAVINGS — 2018
What DEDHAM INSTITUTION FOR SAVINGS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,443,108,000 | 1,463,801,000 | 1,514,886,000 | 1,559,833,000 |
| Total loans | 1,093,383,000 | 1,112,899,000 | 1,155,809,000 | 1,200,127,000 |
| Allowance for loan losses | 6,832,000 | 6,930,000 | 7,088,000 | 7,492,000 |
| Securities available for sale | 297,716,000 | 298,888,000 | 302,752,000 | 301,853,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,243,563,000 | 1,241,650,000 | 1,207,213,000 | 1,225,427,000 |
| Interest-bearing deposits | 1,139,243,000 | 1,128,943,000 | 1,097,770,000 | 1,124,075,000 |
| Noninterest-bearing deposits | 104,320,000 | 112,707,000 | 109,443,000 | 101,352,000 |
| Equity capital | 160,958,000 | 163,743,000 | 167,412,000 | 166,486,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 12,690,000 | 26,202,000 | 40,292,000 | 55,361,000 |
| Interest expense | 1,834,000 | 3,924,000 | 6,524,000 | 9,625,000 |
| Net interest income | 10,856,000 | 22,278,000 | 33,768,000 | 45,736,000 |
| Noninterest income | 948,000 | 2,111,000 | 3,214,000 | 4,069,000 |
| Noninterest expense | 9,308,000 | 18,480,000 | 27,728,000 | 37,631,000 |
| Provision for loan losses | 61,000 | 103,000 | 244,000 | 646,000 |
| Pretax income | 3,448,000 | 6,802,000 | 10,224,000 | 13,955,000 |
| Income tax | 821,000 | 1,595,000 | 2,360,000 | 3,046,000 |
| Net income | 2,627,000 | 5,207,000 | 7,864,000 | 10,909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 166,005,000 | 168,585,000 | 171,242,000 | 174,287,000 |
| Total capital | 175,493,000 | 178,504,000 | 182,182,000 | 183,478,000 |
| Risk-weighted assets | 1,064,232,000 | 1,071,498,000 | 1,129,747,000 | 1,181,087,000 |