Call reports 2017
DEDHAM INSTITUTION FOR SAVINGS — 2017
What DEDHAM INSTITUTION FOR SAVINGS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,417,477,000 | 1,412,905,000 | 1,417,917,000 | 1,444,493,000 |
| Total loans | 1,068,510,000 | 1,063,297,000 | 1,066,663,000 | 1,079,617,000 |
| Allowance for loan losses | 6,633,000 | 6,692,000 | 6,768,000 | 6,770,000 |
| Securities available for sale | 291,931,000 | 294,191,000 | 297,102,000 | 302,087,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,128,625,000 | 1,172,099,000 | 1,143,605,000 | 1,225,976,000 |
| Interest-bearing deposits | 1,032,663,000 | 1,071,052,000 | 1,041,699,000 | 1,127,660,000 |
| Noninterest-bearing deposits | 95,962,000 | 101,047,000 | 101,906,000 | 98,316,000 |
| Equity capital | 155,133,000 | 157,963,000 | 160,690,000 | 160,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 11,897,000 | 24,205,000 | 36,618,000 | 49,124,000 |
| Interest expense | 1,417,000 | 2,941,000 | 4,555,000 | 6,257,000 |
| Net interest income | 10,480,000 | 21,264,000 | 32,063,000 | 42,867,000 |
| Noninterest income | 1,200,000 | 2,363,000 | 3,608,000 | 4,727,000 |
| Noninterest expense | 9,913,000 | 19,161,000 | 28,216,000 | 37,031,000 |
| Provision for loan losses | 0 | 72,000 | 150,000 | 155,000 |
| Pretax income | 11,609,000 | 14,282,000 | 17,231,000 | 19,050,000 |
| Income tax | 3,984,000 | 4,709,000 | 5,653,000 | 6,325,000 |
| Net income | 7,625,000 | 9,573,000 | 11,578,000 | 12,725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 158,736,000 | 160,684,000 | 162,689,000 | 163,878,000 |
| Total capital | 167,338,000 | 169,523,000 | 172,107,000 | 173,450,000 |
| Risk-weighted assets | 1,064,334,000 | 1,067,907,000 | 1,070,012,000 | 1,035,444,000 |