Call reports 2016
DEDHAM INSTITUTION FOR SAVINGS — 2016
What DEDHAM INSTITUTION FOR SAVINGS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,351,755,000 | 1,376,954,000 | 1,377,076,000 | 1,388,096,000 |
| Total loans | 1,007,722,000 | 1,014,871,000 | 1,029,164,000 | 1,041,041,000 |
| Allowance for loan losses | 6,107,000 | 6,555,000 | 6,559,000 | 6,634,000 |
| Securities available for sale | 280,288,000 | 283,736,000 | 283,565,000 | 283,321,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,039,123,000 | 1,053,569,000 | 1,077,748,000 | 1,114,824,000 |
| Interest-bearing deposits | 947,898,000 | 958,277,000 | 978,578,000 | 1,018,691,000 |
| Noninterest-bearing deposits | 91,225,000 | 95,292,000 | 99,170,000 | 96,133,000 |
| Equity capital | 141,555,000 | 144,826,000 | 146,492,000 | 146,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 11,181,000 | 22,504,000 | 34,263,000 | 46,049,000 |
| Interest expense | 1,433,000 | 2,820,000 | 4,198,000 | 5,567,000 |
| Net interest income | 9,748,000 | 19,684,000 | 30,065,000 | 40,482,000 |
| Noninterest income | 990,000 | 2,334,000 | 3,636,000 | 4,646,000 |
| Noninterest expense | 7,863,000 | 16,327,000 | 25,143,000 | 34,147,000 |
| Provision for loan losses | 298,000 | 300,000 | 300,000 | 305,000 |
| Pretax income | 3,084,000 | 5,937,000 | 9,191,000 | 11,619,000 |
| Income tax | 980,000 | 1,917,000 | 2,980,000 | 3,704,000 |
| Net income | 2,104,000 | 4,020,000 | 6,211,000 | 7,915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 145,300,000 | 149,511,000 | 149,407,000 | 151,111,000 |
| Total capital | 152,720,000 | 157,718,000 | 157,510,000 | 159,439,000 |
| Risk-weighted assets | 955,447,000 | 978,489,000 | 990,411,000 | 1,035,715,000 |