Call reports 2015
DEDHAM INSTITUTION FOR SAVINGS — 2015
What DEDHAM INSTITUTION FOR SAVINGS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,269,221,000 | 1,288,996,000 | 1,310,900,000 | 1,329,494,000 |
| Total loans | 927,148,000 | 949,530,000 | 969,148,000 | 988,891,000 |
| Allowance for loan losses | 5,728,000 | 5,806,000 | 5,625,000 | 5,748,000 |
| Securities available for sale | 278,707,000 | 279,516,000 | 283,932,000 | 283,011,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,001,636,000 | 1,012,464,000 | 1,012,434,000 | 1,041,228,000 |
| Interest-bearing deposits | 922,701,000 | 921,468,000 | 915,679,000 | 926,892,000 |
| Noninterest-bearing deposits | 78,935,000 | 90,996,000 | 96,755,000 | 114,336,000 |
| Equity capital | 134,927,000 | 135,368,000 | 137,258,000 | 138,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 10,663,000 | 21,915,000 | 33,113,000 | 44,841,000 |
| Interest expense | 1,367,000 | 2,754,000 | 4,158,000 | 5,573,000 |
| Net interest income | 9,296,000 | 19,161,000 | 28,955,000 | 39,268,000 |
| Noninterest income | 808,000 | 1,765,000 | 2,673,000 | 3,494,000 |
| Noninterest expense | 7,749,000 | 15,764,000 | 23,727,000 | 31,709,000 |
| Provision for loan losses | 75,000 | 153,000 | 253,000 | 405,000 |
| Pretax income | 2,447,000 | 5,372,000 | 8,182,000 | 11,630,000 |
| Income tax | 763,000 | 1,767,000 | 2,727,000 | 3,865,000 |
| Net income | 1,684,000 | 3,605,000 | 5,455,000 | 7,765,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 137,115,000 | 139,036,000 | 140,886,000 | 143,196,000 |
| Total capital | 144,793,000 | 146,490,000 | 147,629,000 | 150,330,000 |
| Risk-weighted assets | 904,562,000 | 953,863,000 | 948,266,000 | 967,253,000 |