Call reports 2014
DEDHAM INSTITUTION FOR SAVINGS — 2014
What DEDHAM INSTITUTION FOR SAVINGS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,243,558,000 | 1,240,821,000 | 1,254,654,000 | 1,270,547,000 |
| Total loans | 915,997,000 | 907,500,000 | 918,207,000 | 933,980,000 |
| Allowance for loan losses | 5,991,000 | 5,392,000 | 5,514,000 | 5,652,000 |
| Securities available for sale | 267,248,000 | 275,362,000 | 274,232,000 | 273,564,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 979,568,000 | 978,835,000 | 964,826,000 | 1,001,527,000 |
| Interest-bearing deposits | 903,924,000 | 896,556,000 | 892,487,000 | 926,122,000 |
| Noninterest-bearing deposits | 75,644,000 | 82,279,000 | 72,339,000 | 75,405,000 |
| Equity capital | 130,919,000 | 134,691,000 | 136,324,000 | 132,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 10,486,000 | 21,184,000 | 32,349,000 | 43,020,000 |
| Interest expense | 1,423,000 | 2,806,000 | 4,180,000 | 5,532,000 |
| Net interest income | 9,063,000 | 18,378,000 | 28,169,000 | 37,488,000 |
| Noninterest income | 782,000 | 2,016,000 | 2,961,000 | 3,917,000 |
| Noninterest expense | 7,270,000 | 14,345,000 | 22,025,000 | 29,265,000 |
| Provision for loan losses | 66,000 | 142,000 | 219,000 | 297,000 |
| Pretax income | 3,018,000 | 6,490,000 | 9,653,000 | 13,051,000 |
| Income tax | 951,000 | 2,077,000 | 2,974,000 | 4,120,000 |
| Net income | 2,067,000 | 4,413,000 | 6,679,000 | 8,931,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 128,433,000 | 130,782,000 | 133,051,000 | 135,305,000 |
| Total capital | 135,767,000 | 137,896,000 | 140,128,000 | 142,876,000 |
| Risk-weighted assets | 840,983,000 | 842,678,000 | 845,945,000 | 855,862,000 |