Call reports 2012
DEDHAM INSTITUTION FOR SAVINGS — 2012
What DEDHAM INSTITUTION FOR SAVINGS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,109,235,000 | 1,113,999,000 | 1,133,780,000 | 1,141,716,000 |
| Total loans | 752,537,000 | 769,631,000 | 803,367,000 | 821,631,000 |
| Allowance for loan losses | 5,164,000 | 5,163,000 | 5,480,000 | 5,399,000 |
| Securities available for sale | 237,709,000 | 255,528,000 | 263,385,000 | 264,021,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 959,046,000 | 963,647,000 | 961,327,000 | 977,255,000 |
| Interest-bearing deposits | 904,637,000 | 907,404,000 | 903,260,000 | 916,215,000 |
| Noninterest-bearing deposits | 54,409,000 | 56,243,000 | 58,067,000 | 61,040,000 |
| Equity capital | 110,073,000 | 111,467,000 | 114,955,000 | 117,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 10,228,000 | 20,306,000 | 30,802,000 | 41,146,000 |
| Interest expense | 2,229,000 | 4,323,000 | 6,321,000 | 8,262,000 |
| Net interest income | 7,999,000 | 15,983,000 | 24,481,000 | 32,884,000 |
| Noninterest income | 1,177,000 | 2,246,000 | 3,186,000 | 4,348,000 |
| Noninterest expense | 6,680,000 | 13,406,000 | 20,281,000 | 27,211,000 |
| Provision for loan losses | 515,000 | 854,000 | 1,042,000 | 1,309,000 |
| Pretax income | 2,206,000 | 4,662,000 | 7,988,000 | 10,664,000 |
| Income tax | 681,000 | 1,362,000 | 2,012,000 | 2,700,000 |
| Net income | 1,525,000 | 3,300,000 | 5,976,000 | 7,964,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,733,000 | 112,521,000 | 115,183,000 | 117,170,000 |
| Total capital | 116,892,000 | 118,179,000 | 121,171,000 | 122,948,000 |
| Risk-weighted assets | 712,340,000 | 743,982,000 | 763,249,000 | 769,533,000 |