Call reports 2011
DEDHAM INSTITUTION FOR SAVINGS — 2011
What DEDHAM INSTITUTION FOR SAVINGS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,057,504,000 | 1,085,890,000 | 1,074,739,000 | 1,085,354,000 |
| Total loans | 719,294,000 | 735,114,000 | 742,218,000 | 743,655,000 |
| Allowance for loan losses | 6,604,000 | 6,927,000 | 6,661,000 | 5,324,000 |
| Securities available for sale | 223,178,000 | 228,531,000 | 225,654,000 | 232,848,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 907,342,000 | 928,149,000 | 929,408,000 | 938,162,000 |
| Interest-bearing deposits | 864,163,000 | 879,567,000 | 881,943,000 | 892,099,000 |
| Noninterest-bearing deposits | 43,179,000 | 48,582,000 | 47,465,000 | 46,063,000 |
| Equity capital | 106,201,000 | 107,256,000 | 105,301,000 | 106,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 10,336,000 | 19,963,000 | 30,804,000 | 40,068,000 |
| Interest expense | 3,097,000 | 6,105,000 | 8,775,000 | 11,236,000 |
| Net interest income | 7,239,000 | 13,858,000 | 22,029,000 | 28,832,000 |
| Noninterest income | 1,085,000 | 937,000 | 1,753,000 | 2,813,000 |
| Noninterest expense | 6,349,000 | 12,480,000 | 19,167,000 | 25,705,000 |
| Provision for loan losses | 263,000 | 536,000 | 792,000 | 795,000 |
| Pretax income | 1,973,000 | 3,152,000 | 5,296,000 | 7,881,000 |
| Income tax | 511,000 | 775,000 | 1,512,000 | 2,108,000 |
| Net income | 1,462,000 | 2,377,000 | 3,784,000 | 5,773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,836,000 | 105,798,000 | 106,546,000 | 109,153,000 |
| Total capital | 113,539,000 | 114,211,000 | 113,207,000 | 114,477,000 |
| Risk-weighted assets | 637,842,000 | 665,103,000 | 712,723,000 | 708,746,000 |