Call reports 2010
DEDHAM INSTITUTION FOR SAVINGS — 2010
What DEDHAM INSTITUTION FOR SAVINGS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,016,410,000 | 1,040,235,000 | 1,057,685,000 | 1,052,705,000 |
| Total loans | 694,716,000 | 706,195,000 | 711,819,000 | 723,570,000 |
| Allowance for loan losses | 4,992,000 | 5,377,000 | 5,698,000 | 6,512,000 |
| Securities available for sale | 194,073,000 | 223,545,000 | 230,818,000 | 212,335,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 865,341,000 | 890,298,000 | 901,171,000 | 903,539,000 |
| Interest-bearing deposits | 825,702,000 | 849,335,000 | 859,109,000 | 861,270,000 |
| Noninterest-bearing deposits | 39,639,000 | 40,963,000 | 42,062,000 | 42,269,000 |
| Equity capital | 98,063,000 | 98,434,000 | 102,105,000 | 104,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 10,745,000 | 22,097,000 | 33,308,000 | 43,973,000 |
| Interest expense | 3,777,000 | 7,448,000 | 10,976,000 | 14,378,000 |
| Net interest income | 6,968,000 | 14,649,000 | 22,332,000 | 29,595,000 |
| Noninterest income | 1,127,000 | 1,614,000 | 3,039,000 | 4,822,000 |
| Noninterest expense | 6,101,000 | 12,167,000 | 18,668,000 | 25,121,000 |
| Provision for loan losses | 285,000 | 670,000 | 1,043,000 | 2,201,000 |
| Pretax income | 1,454,000 | 3,529,000 | 5,762,000 | 7,646,000 |
| Income tax | 454,000 | 1,152,000 | 1,827,000 | 1,067,000 |
| Net income | 1,000,000 | 2,377,000 | 3,935,000 | 6,579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,775,000 | 99,165,000 | 100,744,000 | 103,382,000 |
| Total capital | 104,246,000 | 104,929,000 | 107,814,000 | 111,706,000 |
| Risk-weighted assets | 612,670,000 | 636,671,000 | 663,912,000 | 645,882,000 |