Call reports 2002
DEDHAM INSTITUTION FOR SAVINGS — 2002
What DEDHAM INSTITUTION FOR SAVINGS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 785,726,000 | 796,782,000 | 817,078,000 | 818,565,000 |
| Total loans | 455,436,000 | 431,984,000 | 438,431,000 | 474,380,000 |
| Allowance for loan losses | 2,936,000 | 2,955,000 | 2,794,000 | 2,792,000 |
| Securities available for sale | 263,592,000 | 270,719,000 | 285,350,000 | 287,883,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 694,260,000 | 704,259,000 | 721,986,000 | 726,773,000 |
| Interest-bearing deposits | 665,536,000 | 670,544,000 | 684,151,000 | 697,070,000 |
| Noninterest-bearing deposits | 28,724,000 | 33,715,000 | 37,835,000 | 29,703,000 |
| Equity capital | 89,895,000 | 89,433,000 | 88,234,000 | 88,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 10,516,000 | 20,948,000 | 31,331,000 | 41,229,000 |
| Interest expense | 5,623,000 | 10,939,000 | 16,125,000 | 21,062,000 |
| Net interest income | 4,893,000 | 10,009,000 | 15,206,000 | 20,167,000 |
| Noninterest income | 316,000 | 892,000 | 1,644,000 | 2,379,000 |
| Noninterest expense | 4,064,000 | 8,461,000 | 13,115,000 | 17,988,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,894,000 | 3,375,000 | 4,299,000 | 5,527,000 |
| Income tax | 686,000 | 1,134,000 | 1,495,000 | 2,626,000 |
| Net income | 1,208,000 | 2,241,000 | 2,804,000 | 2,901,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,037,000 | 82,043,000 | 82,611,000 | 82,719,000 |
| Total capital | 90,588,000 | 89,392,000 | 88,233,000 | 88,815,000 |
| Risk-weighted assets | 467,985,000 | 458,736,000 | 471,376,000 | 473,947,000 |