Call reports 2001
DEDHAM INSTITUTION FOR SAVINGS — 2001
What DEDHAM INSTITUTION FOR SAVINGS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 715,672,000 | 741,284,000 | 766,178,000 | 778,597,000 |
| Total loans | 441,050,000 | 460,352,000 | 470,292,000 | 465,961,000 |
| Allowance for loan losses | 2,730,000 | 2,887,000 | 2,934,000 | 2,887,000 |
| Securities available for sale | 170,926,000 | 203,031,000 | 230,159,000 | 253,308,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 625,045,000 | 649,931,000 | 670,106,000 | 684,127,000 |
| Interest-bearing deposits | 595,700,000 | 620,279,000 | 640,955,000 | 654,415,000 |
| Noninterest-bearing deposits | 29,345,000 | 29,652,000 | 29,151,000 | 29,712,000 |
| Equity capital | 87,268,000 | 89,310,000 | 88,099,000 | 89,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 10,990,000 | 22,000,000 | 33,227,000 | 44,297,000 |
| Interest expense | 6,506,000 | 13,178,000 | 19,862,000 | 26,038,000 |
| Net interest income | 4,484,000 | 8,822,000 | 13,365,000 | 18,259,000 |
| Noninterest income | 502,000 | 1,125,000 | 1,785,000 | 2,544,000 |
| Noninterest expense | 3,927,000 | 7,846,000 | 11,994,000 | 16,434,000 |
| Provision for loan losses | 25,000 | 175,000 | 217,000 | 217,000 |
| Pretax income | 1,224,000 | 2,060,000 | 3,070,000 | 4,126,000 |
| Income tax | 452,000 | 704,000 | 1,427,000 | 1,604,000 |
| Net income | 772,000 | 1,356,000 | 1,643,000 | 2,522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,195,000 | 78,685,000 | 78,974,000 | 79,853,000 |
| Total capital | 81,585,000 | 88,701,000 | 87,222,000 | 89,499,000 |
| Risk-weighted assets | 422,507,000 | 457,673,000 | 475,537,000 | 471,736,000 |