Call reports 2026
GULF ATLANTIC BANK — 2026
What GULF ATLANTIC BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 245,177,000 | 253,155,000 |
| Total loans | 191,010,000 | 191,442,000 |
| Allowance for loan losses | 1,847,000 | 1,694,000 |
| Securities available for sale | 15,667,000 | 21,309,000 |
| Securities held to maturity | 1,350,000 | 1,350,000 |
| Trading assets | 0 | 0 |
| Total deposits | 206,151,000 | 213,023,000 |
| Interest-bearing deposits | 165,776,000 | 179,879,000 |
| Noninterest-bearing deposits | 40,375,000 | 33,144,000 |
| Equity capital | 21,494,000 | 22,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,019,000 | 7,908,000 |
| Interest expense | 1,456,000 | 2,936,000 |
| Net interest income | 2,563,000 | 4,972,000 |
| Noninterest income | 152,000 | 301,000 |
| Noninterest expense | 1,896,000 | 3,919,000 |
| Provision for loan losses | 190,000 | 109,000 |
| Pretax income | 696,000 | 1,094,000 |
| Income tax | 173,000 | 263,000 |
| Net income | 523,000 | 831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 22,368,000 | 23,682,000 |
| Total capital | 24,215,000 | 25,376,000 |
| Risk-weighted assets | 213,074,000 | 214,276,000 |