Call reports 2025
REPUBLIC BANK OF CHICAGO — 2025
What REPUBLIC BANK OF CHICAGO reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,651,468,000 | 2,644,384,000 | 2,592,953,000 | 2,722,839,000 |
| Total loans | 1,754,799,000 | 1,685,081,000 | 1,686,577,000 | 1,687,380,000 |
| Allowance for loan losses | 23,996,000 | 22,484,000 | 22,237,000 | 20,130,000 |
| Securities available for sale | 369,759,000 | 413,609,000 | 486,732,000 | 479,236,000 |
| Securities held to maturity | 18,733,000 | 18,338,000 | 18,269,000 | 16,252,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,274,546,000 | 2,255,966,000 | 2,218,285,000 | 2,334,420,000 |
| Interest-bearing deposits | 1,540,135,000 | 1,498,102,000 | 1,484,378,000 | 1,588,150,000 |
| Noninterest-bearing deposits | 734,411,000 | 757,864,000 | 733,907,000 | 746,270,000 |
| Equity capital | 326,539,000 | 336,990,000 | 348,338,000 | 357,979,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 34,855,000 | 70,542,000 | 106,615,000 | 142,417,000 |
| Interest expense | 13,254,000 | 25,743,000 | 37,769,000 | 48,485,000 |
| Net interest income | 21,601,000 | 44,799,000 | 68,846,000 | 93,932,000 |
| Noninterest income | 5,289,000 | 11,307,000 | 17,766,000 | 24,496,000 |
| Noninterest expense | 17,579,000 | 34,967,000 | 52,957,000 | 71,659,000 |
| Provision for loan losses | -294,000 | -620,000 | -545,000 | -973,000 |
| Pretax income | 9,581,000 | 22,372,000 | 34,947,000 | 45,871,000 |
| Income tax | 2,517,000 | 5,896,000 | 9,226,000 | 12,127,000 |
| Net income | 7,064,000 | 16,476,000 | 25,721,000 | 33,744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 347,115,000 | 356,526,000 | 365,774,000 | 373,796,000 |
| Total capital | 372,440,000 | 379,697,000 | 388,605,000 | 397,143,000 |
| Risk-weighted assets | 2,116,331,000 | 2,072,534,000 | 2,071,448,000 | 2,094,349,000 |