Call reports 2020
REPUBLIC BANK OF CHICAGO — 2020
What REPUBLIC BANK OF CHICAGO reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,153,859,000 | 2,298,744,000 | 2,267,629,000 | 2,316,954,000 |
| Total loans | 1,542,764,000 | 1,571,684,000 | 1,579,142,000 | 1,519,877,000 |
| Allowance for loan losses | 22,507,000 | 23,296,000 | 26,292,000 | 27,375,000 |
| Securities available for sale | 207,194,000 | 213,468,000 | 247,178,000 | 247,779,000 |
| Securities held to maturity | 20,541,000 | 20,294,000 | 20,102,000 | 19,564,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,774,410,000 | 1,918,462,000 | 1,890,355,000 | 1,930,470,000 |
| Interest-bearing deposits | 1,306,443,000 | 1,279,949,000 | 1,258,949,000 | 1,240,273,000 |
| Noninterest-bearing deposits | 467,967,000 | 638,513,000 | 631,406,000 | 690,197,000 |
| Equity capital | 222,773,000 | 229,877,000 | 232,716,000 | 240,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 22,054,000 | 43,131,000 | 63,904,000 | 85,685,000 |
| Interest expense | 4,313,000 | 7,514,000 | 9,879,000 | 11,414,000 |
| Net interest income | 17,741,000 | 35,617,000 | 54,025,000 | 74,271,000 |
| Noninterest income | 4,478,000 | 8,651,000 | 12,838,000 | 17,381,000 |
| Noninterest expense | 12,548,000 | 24,272,000 | 36,399,000 | 49,026,000 |
| Provision for loan losses | 1,800,000 | 3,300,000 | 6,300,000 | 7,800,000 |
| Pretax income | 8,094,000 | 17,329,000 | 24,862,000 | 35,524,000 |
| Income tax | 2,331,000 | 4,989,000 | 7,131,000 | 10,166,000 |
| Net income | 5,763,000 | 12,340,000 | 17,731,000 | 25,358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 225,007,000 | 228,602,000 | 231,010,000 | 238,706,000 |
| Total capital | 247,514,000 | 250,629,000 | 253,567,000 | 260,720,000 |
| Risk-weighted assets | 1,811,103,000 | 1,760,949,000 | 1,800,843,000 | 1,755,826,000 |