Call reports 2008
REPUBLIC BANK OF CHICAGO — 2008
What REPUBLIC BANK OF CHICAGO reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 803,550,000 | 824,325,000 | 832,191,000 | 906,275,000 |
| Total loans | 640,441,000 | 656,602,000 | 663,261,000 | 705,955,000 |
| Allowance for loan losses | 4,346,000 | 4,133,000 | 5,481,000 | 7,950,000 |
| Securities available for sale | 104,036,000 | 109,495,000 | 110,934,000 | 131,306,000 |
| Securities held to maturity | 24,700,000 | 24,700,000 | 24,700,000 | 24,700,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 641,869,000 | 625,500,000 | 648,416,000 | 689,881,000 |
| Interest-bearing deposits | 598,904,000 | 581,598,000 | 598,216,000 | 637,356,000 |
| Noninterest-bearing deposits | 42,965,000 | 43,902,000 | 50,200,000 | 52,525,000 |
| Equity capital | 77,041,000 | 75,690,000 | 79,166,000 | 78,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 12,774,000 | 25,191,000 | 37,110,000 | 49,510,000 |
| Interest expense | 6,563,000 | 12,378,000 | 17,880,000 | 23,587,000 |
| Net interest income | 6,211,000 | 12,813,000 | 19,230,000 | 25,923,000 |
| Noninterest income | 320,000 | 754,000 | 1,128,000 | 4,519,000 |
| Noninterest expense | 4,653,000 | 9,036,000 | 13,570,000 | 18,018,000 |
| Provision for loan losses | 270,000 | 420,000 | 1,800,000 | 9,035,000 |
| Pretax income | 1,749,000 | 4,615,000 | 5,492,000 | 4,009,000 |
| Income tax | 12,000 | 45,000 | 45,000 | 45,000 |
| Net income | 1,737,000 | 4,570,000 | 5,447,000 | 3,964,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,237,000 | 77,195,000 | 81,086,000 | 79,164,000 |
| Total capital | 79,583,000 | 81,328,000 | 86,567,000 | 87,114,000 |
| Risk-weighted assets | 708,474,000 | 727,284,000 | 739,334,000 | 795,745,000 |