Call reports 2007
REPUBLIC BANK OF CHICAGO — 2007
What REPUBLIC BANK OF CHICAGO reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 780,758,000 | 763,677,000 | 783,387,000 | 794,889,000 |
| Total loans | 601,482,000 | 569,805,000 | 587,784,000 | 604,100,000 |
| Allowance for loan losses | 5,355,000 | 5,098,000 | 5,103,000 | 4,101,000 |
| Securities available for sale | 122,860,000 | 119,764,000 | 138,677,000 | 135,138,000 |
| Securities held to maturity | 24,700,000 | 24,700,000 | 24,700,000 | 24,700,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 650,859,000 | 654,266,000 | 654,055,000 | 661,260,000 |
| Interest-bearing deposits | 601,404,000 | 607,543,000 | 607,579,000 | 617,666,000 |
| Noninterest-bearing deposits | 49,455,000 | 46,723,000 | 46,476,000 | 43,594,000 |
| Equity capital | 70,421,000 | 69,378,000 | 72,425,000 | 75,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 12,832,000 | 26,290,000 | 39,807,000 | 53,321,000 |
| Interest expense | 7,021,000 | 14,383,000 | 21,629,000 | 28,945,000 |
| Net interest income | 5,811,000 | 11,907,000 | 18,178,000 | 24,376,000 |
| Noninterest income | 747,000 | 1,052,000 | 1,391,000 | 1,699,000 |
| Noninterest expense | 4,058,000 | 8,199,000 | 12,437,000 | 16,796,000 |
| Provision for loan losses | 300,000 | 300,000 | 300,000 | 300,000 |
| Pretax income | 2,200,000 | 4,460,000 | 6,832,000 | 9,082,000 |
| Income tax | 18,000 | 36,000 | 56,000 | 73,000 |
| Net income | 2,182,000 | 4,424,000 | 6,776,000 | 9,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,210,000 | 72,353,000 | 73,575,000 | 74,624,000 |
| Total capital | 76,565,000 | 77,451,000 | 78,678,000 | 78,725,000 |
| Risk-weighted assets | 659,974,000 | 652,433,000 | 671,171,000 | 682,495,000 |