Call reports 2005
REPUBLIC BANK OF CHICAGO — 2005
What REPUBLIC BANK OF CHICAGO reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 696,485,000 | 735,774,000 | 732,806,000 | 715,425,000 |
| Total loans | 557,277,000 | 585,589,000 | 576,013,000 | 556,213,000 |
| Allowance for loan losses | 5,794,000 | 5,809,000 | 5,877,000 | 4,795,000 |
| Securities available for sale | 74,027,000 | 73,537,000 | 75,594,000 | 75,057,000 |
| Securities held to maturity | 29,700,000 | 29,700,000 | 29,700,000 | 29,700,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 533,160,000 | 586,742,000 | 606,814,000 | 592,375,000 |
| Interest-bearing deposits | 491,734,000 | 536,889,000 | 554,341,000 | 535,636,000 |
| Noninterest-bearing deposits | 41,426,000 | 49,853,000 | 52,473,000 | 56,739,000 |
| Equity capital | 56,877,000 | 60,500,000 | 61,907,000 | 63,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 9,494,000 | 19,898,000 | 31,101,000 | 41,955,000 |
| Interest expense | 4,047,000 | 8,726,000 | 13,642,000 | 18,724,000 |
| Net interest income | 5,447,000 | 11,172,000 | 17,459,000 | 23,231,000 |
| Noninterest income | 294,000 | 621,000 | 841,000 | 1,566,000 |
| Noninterest expense | 3,547,000 | 7,039,000 | 10,678,000 | 14,572,000 |
| Provision for loan losses | 0 | 0 | 114,000 | 114,000 |
| Pretax income | 2,294,000 | 4,854,000 | 7,608,000 | 10,211,000 |
| Income tax | 26,000 | 55,000 | 88,000 | 118,000 |
| Net income | 2,268,000 | 4,799,000 | 7,520,000 | 10,093,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,708,000 | 61,230,000 | 62,960,000 | 65,523,000 |
| Total capital | 64,502,000 | 67,039,000 | 68,837,000 | 70,318,000 |
| Risk-weighted assets | 609,108,000 | 642,295,000 | 636,045,000 | 616,819,000 |