Call reports 2003
REPUBLIC BANK OF CHICAGO — 2003
What REPUBLIC BANK OF CHICAGO reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 497,566,000 | 503,920,000 | 523,636,000 | 535,233,000 |
| Total loans | 341,251,000 | 351,564,000 | 396,472,000 | 402,814,000 |
| Allowance for loan losses | 3,821,000 | 3,902,000 | 4,361,000 | 4,428,000 |
| Securities available for sale | 117,166,000 | 115,292,000 | 93,117,000 | 98,031,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 384,560,000 | 378,821,000 | 379,254,000 | 408,441,000 |
| Interest-bearing deposits | 344,907,000 | 336,603,000 | 335,729,000 | 359,876,000 |
| Noninterest-bearing deposits | 39,653,000 | 42,218,000 | 43,525,000 | 48,565,000 |
| Equity capital | 52,487,000 | 54,769,000 | 52,683,000 | 55,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 7,050,000 | 14,041,000 | 20,977,000 | 28,620,000 |
| Interest expense | 2,732,000 | 5,493,000 | 8,055,000 | 10,686,000 |
| Net interest income | 4,318,000 | 8,548,000 | 12,922,000 | 17,934,000 |
| Noninterest income | 365,000 | 892,000 | 1,580,000 | 2,211,000 |
| Noninterest expense | 2,755,000 | 5,567,000 | 8,492,000 | 11,653,000 |
| Provision for loan losses | 174,000 | 280,000 | 755,000 | 996,000 |
| Pretax income | 1,977,000 | 4,022,000 | 5,762,000 | 8,002,000 |
| Income tax | 21,000 | 42,000 | 60,000 | 86,000 |
| Net income | 1,956,000 | 3,980,000 | 5,702,000 | 7,916,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,306,000 | 53,347,000 | 53,286,000 | 55,518,000 |
| Total capital | 55,127,000 | 57,249,000 | 57,647,000 | 59,946,000 |
| Risk-weighted assets | 331,839,000 | 380,689,000 | 435,222,000 | 442,619,000 |