Call reports 2023
UNION STATE BANK — 2023
What UNION STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 109,126,000 | 111,568,000 | 111,499,000 | 115,101,000 |
| Total loans | 66,474,000 | 67,055,000 | 68,115,000 | 68,920,000 |
| Allowance for loan losses | 780,000 | 782,000 | 786,000 | 790,000 |
| Securities available for sale | 33,310,000 | 31,936,000 | 30,274,000 | 31,646,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,160,000 | 90,760,000 | 91,234,000 | 96,016,000 |
| Interest-bearing deposits | 72,594,000 | 71,762,000 | 71,828,000 | 76,905,000 |
| Noninterest-bearing deposits | 19,566,000 | 18,998,000 | 19,406,000 | 19,111,000 |
| Equity capital | 9,167,000 | 8,912,000 | 8,296,000 | 9,022,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,021,000 | 2,101,000 | 3,238,000 | 4,454,000 |
| Interest expense | 294,000 | 641,000 | 1,102,000 | 1,630,000 |
| Net interest income | 727,000 | 1,460,000 | 2,136,000 | 2,824,000 |
| Noninterest income | 107,000 | 203,000 | 309,000 | 413,000 |
| Noninterest expense | 651,000 | 1,361,000 | 2,041,000 | 2,770,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 149,000 | 268,000 | 370,000 | 433,000 |
| Income tax | 38,000 | 49,000 | 54,000 | 44,000 |
| Net income | 111,000 | 219,000 | 316,000 | 389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,238,000 | 12,316,000 | 12,414,000 | 12,426,000 |