Call reports 2022
UNION STATE BANK — 2022
What UNION STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 113,054,000 | 112,298,000 | 111,038,000 | 113,830,000 |
| Total loans | 61,309,000 | 66,323,000 | 65,430,000 | 66,155,000 |
| Allowance for loan losses | 802,000 | 824,000 | 824,000 | 844,000 |
| Securities available for sale | 36,178,000 | 34,491,000 | 33,434,000 | 33,322,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,792,000 | 96,496,000 | 96,097,000 | 96,458,000 |
| Interest-bearing deposits | 75,067,000 | 72,086,000 | 72,801,000 | 76,305,000 |
| Noninterest-bearing deposits | 21,725,000 | 24,410,000 | 23,296,000 | 20,153,000 |
| Equity capital | 9,506,000 | 9,060,000 | 8,198,000 | 8,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 925,000 | 1,812,000 | 2,751,000 | 3,740,000 |
| Interest expense | 89,000 | 186,000 | 338,000 | 547,000 |
| Net interest income | 836,000 | 1,626,000 | 2,413,000 | 3,193,000 |
| Noninterest income | 125,000 | 215,000 | 311,000 | 398,000 |
| Noninterest expense | 611,000 | 1,300,000 | 1,938,000 | 2,658,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 352,000 | 539,000 | 788,000 | 938,000 |
| Income tax | 91,000 | 124,000 | 177,000 | 206,000 |
| Net income | 261,000 | 415,000 | 611,000 | 732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,746,000 | 11,870,000 | 12,066,000 | 12,127,000 |