Call reports 2021
UNION STATE BANK — 2021
What UNION STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 134,650,000 | 113,987,000 | 114,399,000 | 115,447,000 |
| Total loans | 66,121,000 | 66,150,000 | 61,801,000 | 62,694,000 |
| Allowance for loan losses | 954,000 | 1,001,000 | 780,000 | 798,000 |
| Securities available for sale | 31,638,000 | 34,039,000 | 32,501,000 | 35,068,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,840,000 | 90,526,000 | 90,989,000 | 97,380,000 |
| Interest-bearing deposits | 96,950,000 | 68,562,000 | 68,771,000 | 75,728,000 |
| Noninterest-bearing deposits | 19,890,000 | 21,964,000 | 22,218,000 | 21,652,000 |
| Equity capital | 11,068,000 | 11,625,000 | 11,469,000 | 11,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,046,000 | 2,149,000 | 3,016,000 | 3,855,000 |
| Interest expense | 126,000 | 235,000 | 339,000 | 438,000 |
| Net interest income | 920,000 | 1,914,000 | 2,677,000 | 3,417,000 |
| Noninterest income | 93,000 | 277,000 | 368,000 | 479,000 |
| Noninterest expense | 578,000 | 1,195,000 | 1,868,000 | 2,653,000 |
| Provision for loan losses | 45,000 | 90,000 | 90,000 | 90,000 |
| Pretax income | 420,000 | 909,000 | 1,074,000 | 1,140,000 |
| Income tax | 102,000 | 213,000 | 253,000 | 265,000 |
| Net income | 318,000 | 696,000 | 821,000 | 875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,018,000 | 11,366,000 | 11,491,000 | 11,485,000 |