Call reports 2019
UNION STATE BANK — 2019
What UNION STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 86,209,000 | 84,691,000 | 84,770,000 | 89,593,000 |
| Total loans | 61,898,000 | 62,271,000 | 61,780,000 | 63,099,000 |
| Allowance for loan losses | 645,000 | 668,000 | 698,000 | 737,000 |
| Securities available for sale | 14,194,000 | 15,020,000 | 15,146,000 | 14,459,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,661,000 | 69,901,000 | 70,669,000 | 72,874,000 |
| Interest-bearing deposits | 58,294,000 | 57,191,000 | 57,944,000 | 60,696,000 |
| Noninterest-bearing deposits | 13,367,000 | 12,710,000 | 12,725,000 | 12,178,000 |
| Equity capital | 9,932,000 | 10,100,000 | 10,336,000 | 10,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 873,000 | 1,873,000 | 2,836,000 | 3,887,000 |
| Interest expense | 199,000 | 410,000 | 619,000 | 823,000 |
| Net interest income | 674,000 | 1,463,000 | 2,217,000 | 3,064,000 |
| Noninterest income | 77,000 | -44,000 | 43,000 | 98,000 |
| Noninterest expense | 602,000 | 1,165,000 | 1,772,000 | 2,406,000 |
| Provision for loan losses | 90,000 | 120,000 | 165,000 | 210,000 |
| Pretax income | 52,000 | 126,000 | 314,000 | 537,000 |
| Income tax | 20,000 | 29,000 | 74,000 | 114,000 |
| Net income | 32,000 | 97,000 | 240,000 | 423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,921,000 | 9,956,000 | 10,099,000 | 10,252,000 |
| Total capital | 10,566,000 | 10,624,000 | 10,797,000 | 10,989,000 |
| Risk-weighted assets | 57,453,000 | 56,987,000 | 56,323,000 | 67,519,000 |