Call reports 2018
UNION STATE BANK — 2018
What UNION STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 80,525,000 | 81,330,000 | 85,615,000 | 88,566,000 |
| Total loans | 62,999,000 | 61,336,000 | 63,925,000 | 66,123,000 |
| Allowance for loan losses | 716,000 | 802,000 | 792,000 | 579,000 |
| Securities available for sale | 11,698,000 | 13,238,000 | 13,137,000 | 13,034,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,539,000 | 68,237,000 | 69,523,000 | 73,213,000 |
| Interest-bearing deposits | 53,908,000 | 55,996,000 | 56,252,000 | 60,133,000 |
| Noninterest-bearing deposits | 12,631,000 | 12,241,000 | 13,271,000 | 13,080,000 |
| Equity capital | 9,398,000 | 9,479,000 | 9,502,000 | 9,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 831,000 | 1,684,000 | 2,572,000 | 3,523,000 |
| Interest expense | 115,000 | 254,000 | 404,000 | 593,000 |
| Net interest income | 716,000 | 1,430,000 | 2,168,000 | 2,930,000 |
| Noninterest income | 71,000 | 140,000 | 210,000 | 287,000 |
| Noninterest expense | 547,000 | 1,072,000 | 1,661,000 | 2,225,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 119,000 | 286,000 | 415,000 | 600,000 |
| Income tax | 27,000 | 68,000 | 100,000 | 166,000 |
| Net income | 92,000 | 218,000 | 315,000 | 434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,607,000 | 9,702,000 | 9,800,000 | 9,889,000 |
| Total capital | 10,323,000 | 10,413,000 | 10,521,000 | 10,468,000 |
| Risk-weighted assets | 59,150,000 | 56,762,000 | 57,628,000 | 58,643,000 |